Terms of Service
Welcome to ControverCity (controvercity.blogspot.com). By accessing or using our website, interactive tools, calculators, and content, you agree to comply with and be bound by the following Terms of Service. Please read these terms carefully before using our services.
1. Acceptance of Terms
By using ControverCity, you acknowledge that you have read, understood, and agreed to be legally bound by these Terms of Service and our Privacy Policy. If you do not agree to any portion of these terms, you must discontinue using our website and tools immediately.
2. Use of Web Utilities & Calculators
ControverCity provides free, browser-based financial utilities (including debt payoff, credit card repayment, and loan consolidation calculators). You are granted a non-exclusive, non-transferable, revocable license to access and use these tools for personal, non-commercial purposes subject to the following restrictions:
- You may not reverse-engineer, decompile, or scrape the source code or proprietary JavaScript logic of our tools.
- You may not use automated systems, software, or bots to extract data or overload our web infrastructure.
- You may not frame, mirror, or re-publish our calculators on external websites without explicit written permission.
3. Intellectual Property
All content on ControverCity—including but not limited to custom code, design elements, graphics, tool layouts, text, logos, and UI frameworks—is the property of ControverCity and is protected by applicable copyright, trademark, and intellectual property laws.
4. Disclaimer of Warranties
All services, content, and calculation tools on ControverCity are provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, either express or implied. We do not guarantee that:
- The mathematical estimates, interest projections, or schedule outputs will reflect actual loan terms provided by commercial financial institutions.
- The website will operate uninterrupted, secure, or error-free at all times.
5. Limitation of Liability
To the fullest extent permitted by applicable law, ControverCity and its operators shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from or in connection with your use of, or inability to use, our website or financial tools. You assume full responsibility for any financial decisions or transactions you undertake with third-party lenders or service providers.
6. Third-Party Links & Advertisements
Our website may contain links to third-party websites, as well as advertisements served through ad networks (such as Google AdSense). ControverCity has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services.
7. Modifications to Terms
We reserve the right to revise, update, or modify these Terms of Service at any time without prior notice. Any changes will become effective immediately upon posting to this page. Your continued use of ControverCity following any updates constitutes acceptance of the modified terms.
8. Governing Law
These Terms shall be governed and construed in accordance with standard international web commerce standards and regulations, without regard to conflict of law provisions.
9. Contact Information
If you have any questions or inquiries regarding these Terms of Service, please contact us through our dedicated contact page.